121 Strand Street 13
Santa Monica, CA, 90405
$549,000
MLS: 26999845
Beds
1
Baths
1
Sq Ft
392
Lot
0.26 ac
Year Built
1949
MLS #
26999845
Days on Market
2
Listed
Oct 12, 2026
Description
Just moments from both the sand and Main Street, 121 Strand Street #13 offers an incredible opportunity to own one of Santa Monica's most desirable beachside locations. With a 95 Walk Score, everyday essentials and favorite local spots from coffee and yoga to restaurants, cafes and boutiques are all within convenient reach. Inside a small, gated and secure complex, this charming two-level, one-bedroom, one-bath condo features a private first-floor patio, open living and kitchen area, loft-style bedroom and peaceful, lush courtyard setting. Whether it's your first home, a convenient beachside retreat, or simply a chance to own in an exceptional location, this is a place that makes enjoying Santa Monica easy. The ocean is moments away, Main Street is a short distance, and an entire beachside lifestyle is waiting just beyond your door.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Christian Humbert · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,616
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $54,900 · Loan: $494,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,421
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
- HOA dues
- $117
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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