1210 Via Montoya
Camarillo, CA, 93010
$499,900
MLS: V1-38062
Beds
2
Baths
2
Sq Ft
994
Lot
—
Year Built
1983
MLS #
V1-38062
Days on Market
7
Listed
Aug 7, 2026
Description
Step inside 1210 Via Montoya and feel an immediate sense of calm. This beautifully updated Ponderosa Creek condo is a rare downstairs end unit, perfectly positioned along the tranquil creek, where the gentle sound of flowing water and rustling trees become your daily backdrop.Fresh, neutral paint and updated flooring create a light, modern feel the moment you enter. The open-concept living and dining area flows effortlessly toward the patio, drawing your eye outside to the lush greenery and soothing creek just beyond. Sliding glass doors invite in soft natural light and cool coastal breezes, blurring the line between indoor comfort and outdoor relaxation.The updated kitchen is both stylish and functional, featuring contemporary finishes, ample counter space, and thoughtfully arranged cabinetry--ideal for everything from quick weekday meals to casual entertaining. Both bathrooms have been tastefully refreshed with modern touches, offering a clean, spa-inspired feel.The primary bedroom is a peaceful retreat, with an en-suite bath and easy access to the patio, so you can wake to the sound of the creek and unwind each evening in a private, serene setting. The secondary bedroom is generously sized, perfect for guests, a home office, or flex space. You even has indoor laundry hook ups.Step outside to your patio and experience one of the home's true highlights. Shaded by mature landscaping and accented by the ambient sound of water, this is the ideal spot for morning coffee, evening wine, or weekend lounging.Practical conveniences abound: a two-car detached garage offers secure parking and extra storage, while the community's amenities simplify your lifestyle. Enjoy a sparkling community pool, RV parking, a master insurance plan, and gardening services that keep the grounds beautifully maintained without any work on your part.Tucked in the heart of central Camarillo, this home puts you moments from shopping, dining, and everyday essentials--yet feels worlds away thanks to its creekside setting. 1210 Via Montoya combines the ease of condo living with the sensory richness of a peaceful retreat, delivering a home that is as comfortable as it is captivating.
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: McKay Barlow · Barlow Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,457
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,894
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
- HOA dues
- $555
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Camarillo, CA 93010 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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