1212 Ironsides Lane
Harbor City, CA, 90710
$859,000
MLS: SB26054852
Beds
4
Baths
3
Sq Ft
1,710
Lot
0.30 ac
Year Built
2019
MLS #
SB26054852
Days on Market
5
Listed
Mar 20, 2026
Description
Modern Luxury Meets Ultimate Convenience at Harbor Pointe Welcome to the Cottages at Harbor Pointe, a premier gated enclave offering a rare 4-bedroom, 2.5-bathroom tri-level townhome. Built in 2019, this residence perfectly blends contemporary design with energy-efficient living. The ground floor features a versatile bedroom—ideal for guests, in-laws, or a quiet home office—with direct access to a pristine 2-car garage finished with epoxy flooring and ample storage. The main level is an entertainer’s dream, boasting an expansive open-concept layout. The chef-inspired kitchen takes center stage with a massive granite island, premium gas range, walk-in pantry, and abundant cabinetry. Retreat to the top floor, where the primary suite impresses with soaring ceilings, a dual-sink vanity, and a spa-like walk-in shower. Two additional bright bedrooms and a full bath complete the level. Sustainable Features: Enjoy year-round comfort with dual-zone A/C, central heat, LED lighting, and a tankless water heater. Community & Lifestyle: This pet-friendly community offers a dog park, playground, and BBQ picnic areas. Minutes from major freeways, lush parks, and premier shopping.
Location
Harbor City, Los Angeles County, CA 90710
Open on Google Maps ↗Listed by: Kayoko Inada · Keller Williams Realty
Payment estimate
$6,267
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100
- Principal & Interest
- $4,750
- Property tax (1.25%)
- $895
- Homeowners insurance
- $300
- Mortgage insurance
- $322
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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