$790,000
MLS: AR26091597
Beds
4
Baths
3
Sq Ft
1,829
Lot
0.30 ac
Year Built
2019
MLS #
AR26091597
Days on Market
30
Listed
May 15, 2026
Description
Best Deal in town! Welcome to the Cottages at Harbor Pointe, a premier gated enclave offering a rare 4-bedroom, 2.5-bath tri-level townhome built in 2019. Designed with modern elegance and energy-efficient features, this residence seamlessly blends contemporary style with everyday comfort. upgraded laminate wood flooring throughout, except for few areas, home comes with upgraded home automation app that can control most of the lights in the home and AC. The ground level offers a versatile bedroom—perfect for guests, multi-generational living, or a private home office. This level also provides direct access to the immaculate 2-car garage and generous storage space. Upstairs, the main living level is designed for effortless entertaining. The expansive open-concept floor plan centers around a chef-inspired kitchen featuring a massive quartz island, premium gas range, walk-in pantry, and abundant cabinetry. upgraded electronic shade in the living room and kitchen window. The adjoining dining and living areas are filled with natural light, creating an inviting space for both gatherings and everyday living. The top floor serves as a private retreat. The spacious primary suite features a dual-sink vanity, and a spa-inspired walk-in shower, a Walk in closet. Two additional bright bedrooms and a full bath complete the level, providing comfort and flexibility for family or guests. Energy-Efficient Features: Enjoy year-round comfort with dual-zone A/C, central heating, LED lighting, and a tankless water heater designed for modern, sustainable living. Community Lifestyle: Residents enjoy access to a pet-friendly gated community with a dog park, playground, and BBQ picnic areas—perfect for relaxing or gathering with neighbors. Ideally located minutes from major freeways, parks, and premier shopping destinations, this home offers both convenience and lifestyle.
Location
Harbor City, Los Angeles County, CA 90710
Open on Google Maps ↗Listed by: Samuel Chao · LPT Realty, Inc.
Payment estimate
$6,237
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,000 · Loan: $711,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,503
- Property tax (1.25%)
- $823
- Homeowners insurance
- $300
- Mortgage insurance
- $296
- HOA dues
- $314
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $27,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Harbor City, CA 90710 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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