1213 Montreal Drive
Lake Arrowhead, CA, 92352
$1,050,000
MLS: CV26146364
Beds
5
Baths
5
Sq Ft
3,185
Lot
0.41 ac
Year Built
1979
MLS #
CV26146364
Days on Market
32
Listed
Jul 6, 2026
Description
This beautifully updated 3,200 sq ft, 5-bedroom, 5-bath luxury retreat sits on a generous 0.41-acre lot in the prestigious Arrowhead Woods community. Offering modern comforts, expansive spaces, & strong income potential as a fully permitted Short-Term Rental (STR), this home defines mountain elegance. Standout Features • Deeded Lake Rights: Private access to Lake Arrowhead, Tavern Bay Beach, beach clubs, boating, and waterfront recreation • Expansive wrap-around balcony and deck with dramatic pine tree and mountain views • Game room/den ideal for entertaining, movie nights, or a home office • Private access road with spacious grounds including park benches, picnic table, and shed (sauna conversion potential) • Three driveways, 3-car garage with showroom epoxy flooring, plus ample RV parking • Prime location: Direct backyard path to elementary school, 2-minute drive to the lake, and 3-minute drive to hospital and fire station • Easily plowable road with delivery truck access; Fully Furnished option available Elegant Interior The gourmet kitchen with custom built-ins flows into an open-concept great room featuring a warm fireplace, perfect for both intimate gatherings & grand entertaining. The spacious primary suite includes a luxurious bathroom with jetted tub and large walk-in closet. The upper level offers three additional bedrooms and two full baths. Downstairs features another bedroom, full bathroom, & a large bonus room ideal for a game room, executive office, home theater, or private retreat. A separate laundry room accommodates full-size appliances. Premium Upgrades Many recent upgrades include a new electrical panel, water heater, central A/C, all major appliances (refrigerator, freezer, stove, dishwasher, wine fridge, washer/dryer), commercial-grade toilets, faucets, sinks, countertops, hot tub, garage epoxy floor, advanced ventilation, basement flooring, ceiling fans, and designer lighting. This exceptional home blends timeless mountain charm with contemporary luxury. It works equally well as a primary residence, multigenerational estate, or high-yield vacation rental. The active STR permit combined with coveted deeded lake rights delivers outstanding lifestyle and investment value. Location & Lifestyle Just 15 minutes from Lake Arrowhead Village and surrounded by world-class hiking, boating, skiing, biking, and off-roading. Enjoy spectacular stargazing and the serene beauty of the mountains. A rare turnkey opportunity.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Gina Lievanos · HOMEQUEST REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,879
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,092
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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