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PendingSingleFamilyResidence

12142 Nugget Avenue

Victorville, CA, 92392

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$444,900

Original list price: $464,900

MLS: IG26153214

Beds

4

Baths

3

Sq Ft

1,929

Lot

0.18 ac

Year Built

1993

MLS #

IG26153214

Days on Market

47

Listed

Jul 14, 2026

Description

Welcome to this well-maintained 4-bedrooms; 2.5-bathroom, two-story home, ideal for-first time buyers or growing families. The functional floor plan features a bright formal living room and formal dining room filled with natural light. The open kitchen flows seamlessly into the family room, creating a confortable space for everyday living and entertaining. Enjoy a cozy gas fireplace, laminate flooring throughout the home, and a spacious backyard with a large covered patio and RV parking. Conveniently located with easy access to the 1-15 Fwy and 395 Highway, and just minutes from schools, shopping, and dining. Move-in ready and waiting for its new owners. Schedule your showing today!!

Location

Victorville, San Bernardino County, CA 92392

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Listed by: Victor Espino · V Executive Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,530

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,490 · Loan: $400,410

%

Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,600
Property tax (1.25%)
$463
Homeowners insurance
$300
Mortgage insurance
$167
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 10, 2026

30-year fixed
6.76%
15-year fixed
6.09%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,572 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92392 (Victorville)within ±10% of this home's price and size.

Local Market Stats

See Victorville, CA 92392 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.