12146 La Cadena
Colton, CA, 92324
$529,000
MLS: IG26041618
Beds
4
Baths
2
Sq Ft
1,554
Lot
0.50 ac
Year Built
1978
MLS #
IG26041618
Days on Market
2
Listed
Feb 25, 2026
Description
Spacious single-story ranch-style home with abundant land—ideal for RV parking, recreational toys, or future possibilities. Enjoy a warm and welcoming family room with a cozy fireplace. Prime location with easy freeway access and close proximity to shopping and conveniences.
Location
Colton, San Bernardino County, CA 92324
Open on Google Maps ↗Listed by: Sherry Anderegg · COLDWELL BANKER KIVETT-TEETERS
Payment estimate
$3,975
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,900 · Loan: $476,100
- Principal & Interest
- $2,925
- Property tax (1.25%)
- $551
- Homeowners insurance
- $300
- Mortgage insurance
- $198
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Colton home with as little as 3.5% down using an FHA loan — roughly $18,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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