12732 Arena
Rancho Cucamonga, CA, 91739
$1,450,000
MLS: CV26001311
Beds
4
Baths
4
Sq Ft
3,517
Lot
0.28 ac
Year Built
1990
MLS #
CV26001311
Days on Market
91
Listed
Jan 3, 2026
Description
Welcome to 12732 Arena Drive, a spacious and elegant residence offering 4 bedrooms, 3.5 bathrooms, and 3,517 square feet of well-designed living space in the highly desirable Etiwanda Estates community of Rancho Cucamonga. This impressive home blends comfort, functionality, and resort-style living in a unique equestrian-friendly neighborhood that features a private horse arena, ideal for those who appreciate open space and a distinctive community setting. The thoughtfully designed floor plan offers expansive living areas with abundant natural light, perfect for both everyday living and entertaining. Generously sized bedrooms provide comfort and privacy, while the multiple bathrooms add convenience for family and guests alike. The home’s layout allows for seamless flow between living, dining, and gathering spaces. Step outside to your private backyard oasis, complete with a sparkling pool, ideal for relaxing, hosting gatherings, or enjoying Southern California’s year-round sunshine. The outdoor space perfectly complements the home’s generous interior, creating a true indoor-outdoor lifestyle. Located on a quiet street near shopping, dining, parks, and top-rated schools, 12732 Arena Drive offers the rare combination of size, amenities, and community charm that defines Etiwanda Estates.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Jason Khorramian · MAINSTREET REALTORS
Payment estimate
$10,372
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $145,000 · Loan: $1,305,000
- Principal & Interest
- $8,018
- Property tax (1.25%)
- $1,510
- Homeowners insurance
- $300
- Mortgage insurance
- $544
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $50,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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