12168 Mount Vernon 90
Grand Terrace, CA, 92313
$439,999
MLS: IV26133481
Beds
3
Baths
3
Sq Ft
1,427
Lot
0.03 ac
Year Built
1982
MLS #
IV26133481
Days on Market
30
Listed
Jul 2, 2026
Description
Welcome to the highly desirable GATED CAPE TERRACE TOWNHOMES in Grand Terrace! This move-in-ready 3 BEDROOM, 3 BATHROOM townhome offers 1,427 SQ FT of comfortable living space and features FRESH INTERIOR PAINT and BRAND-NEW CARPET throughout, providing a clean, updated feel from the moment you step inside. Master bathroom suite includes DUAL SINKS and WALK-IN CLOSET. Enjoy access to exceptional HOA AMENITIES, including a RESORT-STYLE POOL, SPA, and CLUBHOUSE, creating the perfect setting for RELAXATION and ENTERTAINMENT. Ideally located just minutes from FREEWAY ACCESS, SHOPPING, DINING, and the renowned Loma Linda University Medical Center, this home combines COMFORT with CONVENIENCE. Inside, you'll find a highly functional FLOOR PLAN featuring a desirable DOWNSTAIRS BEDROOM, ideal for GUESTS, a HOME OFFICE, or MULTI-GENERATIONAL LIVING. Enjoy your own PRIVATE COURTYARD, perfect for OUTDOOR LIVING, GARDENING, ENTERTAINING, or creating a PEACEFUL RETREAT. Nestled within a QUIET, WELL-MAINTAINED GATED COMMUNITY, this inviting TOWNHOME offers LOW-MAINTENANCE LIVING in one of Grand Terrace's most sought-after neighborhoods. Convenient access to MAJOR FREEWAYS, HEALTHCARE, RETAIL CENTERS, RESTAURANTS, and EVERYDAY AMENITIES makes this an exceptional place to call home. Don't miss this incredible opportunity to own a beautifully refreshed home in the sought-after CAPE TERRACE COMMUNITY!
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: LAVERN SLUSHER II · Integrity Realty & Prpty Mgmt
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,918
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $44,000 · Loan: $395,999
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,545
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Grand Terrace, CA 92313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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