12168 Mount Vernon Ave 7
Grand Terrace, CA, 92313
(No pictures available yet)
$470,000
Original list price: $47,000
MLS: OC26095799
Beds
3
Baths
3
Sq Ft
1,355
Lot
0.03 ac
Year Built
1982
MLS #
OC26095799
Days on Market
6
Listed
May 5, 2026
Description
ABSOLUTELY IRRESISTIBLE! Welcome to this rare end-unit gem in the gated Cape Terrace Townhomes of Grand Terrace. This 3-bedroom, 3-bath, two-story home features a unique layout with all bedrooms as private suites with en suite baths, plus a flexible floor plan with one bedroom downstairs. Enjoy a larger private backyard, cozy patio, and a blank canvas interior ready for your personal touch. Complete with a 2-car attached garage and access to community amenities including a pool, spas, and clubhouse—all conveniently located near freeways, shopping, and dining. A must-see opportunity!
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: Brandon Nguyen · Frontier Realty Inc
Payment estimate
$3,642
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,000 · Loan: $423,000
- Principal & Interest
- $2,676
- Property tax (1.25%)
- $490
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92313 (Grand Terrace)within ±10% of this home's price and size.
Local Market Stats
See Grand Terrace, CA 92313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.