12170 Alamo Drive
Rancho Cucamonga, CA, 91739
$1,399,888
MLS: IV26113828
Beds
4
Baths
4
Sq Ft
3,752
Lot
0.35 ac
Year Built
2017
MLS #
IV26113828
Days on Market
20
Listed
May 27, 2026
Description
Nestled at the base of the San Gabriel Mountains in this exclusive gated community, this stunning home features a Junior ADU — perfect for multigenerational living, long-term guests, or rental income. Complete with its own private entrance, full bath with heated floors, and spacious bedroom, it offers true flexibility for today's modern family. The main level impresses with a great room fireplace, chef's kitchen featuring a massive island and bar seating, oversized butler's pantry with coffee station, and formal dining room. A converted garage office provides the ideal dedicated workspace — perfect for remote work or a private home office setup. Upstairs, the primary suite delivers a true spa experience — heated floors, soaking tub, steam shower, dual vanities, and a massive walk-in closet. Two additional bedrooms, loft, full bath, and laundry complete the upper level. All set on a generous 15,083 sq ft lot with breathtaking mountain and city light views. Minutes from Victoria Gardens, top-rated schools (Golden Elementary, Day Creek Intermediate, Los Osos High), and the 210/15 freeways. Luxury, space, and flexibility — all in one.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: JOSHUA AVILA · Tower Agency
Payment estimate
$10,447
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $139,989 · Loan: $1,259,899
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,980
- Property tax (1.25%)
- $1,458
- Homeowners insurance
- $300
- Mortgage insurance
- $525
- HOA dues
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $48,996 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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