1219 Spruce
San Bernardino, CA, 92411
$465,000
MLS: PW26166414
Beds
2
Baths
2
Sq Ft
742
Lot
0.15 ac
Year Built
1920
MLS #
PW26166414
Days on Market
8
Listed
Jul 30, 2026
Description
Welcome to this charming single-story home offering the perfect blend of comfort, functionality, and opportunity. Whether you're a first-time homebuyer, looking to downsize, or searching for your next investment, this property delivers exceptional value with a versatile layout and a generously sized lot. ADU DWELLING potential. Step inside to a bright and inviting living space designed for comfortable everyday living. Outside, you'll find plenty of room for entertaining, gardening, additional parking, or future possibilities (buyer to verify). The spacious outdoor area offers flexibility to make it your own. Conveniently located near schools, parks, shopping, dining, and major commuter routes, this home combines everyday convenience with endless potential. Don't miss the opportunity to own a property that offers space, versatility, and room to grow. Schedule your private showing today!
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Vanessa Natividad · ROA California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,656
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,698
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92411 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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