12194 Clydesdale Drive
Rancho Cucamonga, CA, 91739
$1,250,000
MLS: IV26083064
Beds
5
Baths
3
Sq Ft
3,400
Lot
0.21 ac
Year Built
2002
MLS #
IV26083064
Days on Market
16
Listed
May 18, 2026
Description
Welcome to 12194 Clydesdale Dr in the heart of Rancho Cucamonga, Chaffey Joint Union High School District— a beautifully maintained and thoughtfully updated home offering 5 bedrooms, 3 bathrooms, and 3,400 sq ft of living space. This spacious home blends comfort, style, and functionality with fresh modern upgrades throughout that enhance both the home’s appeal and everyday livability. Designed with entertaining and everyday living in mind, the open and inviting layout is filled with natural light, generous living spaces, and well-sized bedrooms throughout. A highly desirable downstairs bedroom and full bathroom provide the perfect setup for guests, multi-generational living, or a private office space. The well-appointed kitchen offers ample cabinetry and counter space while seamlessly connecting to the main living areas. Step outside to a private backyard with endless possibilities to relax, entertain, or create your own outdoor retreat. Located in one of Rancho Cucamonga’s most sought-after neighborhoods, this home also offers the rare advantage of NO HOA, NO solar, and low taxes. Conveniently close to top-rated schools, premier shopping, dining, parks, and easy freeway access, this is an incredible opportunity you do not want to miss!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: CIERA SIMS-BOTSFORD · ANOMALY REAL ESTATE
Payment estimate
$9,196
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $125,000 · Loan: $1,125,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,126
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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