12962 Riley Court
Rancho Cucamonga, CA, 91739
$1,200,000
MLS: IV26074704
Beds
4
Baths
3
Sq Ft
3,595
Lot
0.24 ac
Year Built
2004
MLS #
IV26074704
Days on Market
5
Listed
Apr 14, 2026
Description
Tucked away on a desirable cul-de-sac in one of Rancho Cucamonga’s most sought-after neighborhoods, this beautifully updated two-story home offers the perfect combination of space, style, and comfort. Featuring 4 bedrooms and 2.75 bathrooms, including a convenient downstairs bedroom and full bath, this move-in-ready residence is designed for today’s modern lifestyle. From the moment you arrive, you’ll be impressed by the home’s outstanding curb appeal, enhanced by fresh interior and exterior paint, a generous front yard, and an expansive backyard with endless possibilities for entertaining, relaxing, or creating your own private outdoor retreat. Step inside to soaring ceilings, an elegant staircase, and a bright, open layout that welcomes you home. The spacious kitchen is the heart of the home, showcasing an oversized granite island, walk-in pantry, freshly painted cabinetry, and new appliances, all flowing seamlessly into the inviting family room with fireplace. A large living room and separate formal dining area provide additional space for gatherings and everyday living. Upstairs, the spacious primary suite offers a peaceful escape with dual sinks, a soaking tub, and separate shower. Generously sized secondary bedrooms provide flexibility for family, guests, or home office needs. Additional highlights include an indoor laundry room, ceiling fans throughout, and a 3-car garage with full driveway for ample parking and convenience. This exceptional home truly has it all—space, functionality, and an unbeatable location. Call and see it today!!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: ALVIN TAPIA · Keller Williams Empire Estates
Payment estimate
$8,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
- Principal & Interest
- $6,636
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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