1225 Valencia
San Bernardino, CA, 92404
(No pictures available yet)
$410,000
MLS: CV26097238
Beds
3
Baths
1
Sq Ft
966
Lot
0.26 ac
Year Built
1926
MLS #
CV26097238
Days on Market
2
Listed
May 4, 2026
Description
This is a 3-bedroom,1 bath house but there is an additional bath. the house has been split in two, making the front house 2 bedrooms 1 bath and the back rear house 1bedroom 1 bath. Both front and back house have their own back yard area, owner replace the roof 6 years ago. There is also an unpermitted unit in the back yard that has 4 bedrooms and 1 bath this house is perfect for a large family. house is located near an elementary school, freeway and shopping.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Jorge Rivas-Plata · COLDWELL BANKER LEADERS
Payment estimate
$3,182
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,301
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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