1228 14th Street 103
Santa Monica, CA, 90404
$995,000
MLS: SB26159634
Beds
2
Baths
2
Sq Ft
1,257
Lot
0.34 ac
Year Built
1971
MLS #
SB26159634
Days on Market
14
Listed
Jul 21, 2026
Description
Proudly introducing this modern 2 bedroom, 2 bathroom condo offering 1,257 sq ft of stylish living space plus an incredible flex area great for a den, home office, or potential 3rd bedroom. As you enter, experience the spacious open layout highlighted by newer luxury vinyl plank flooring throughout. The inviting living room features a modern fireplace and sliding glass doors that lead out to a private enclosed patio, creating the perfect indoor/outdoor flow for relaxing or entertaining. The updated kitchen has been beautifully modernized with quartz countertops, stainless steel appliances, and recessed lighting. Privately situated in its own wing of the condo, the spacious primary suite offers a peaceful retreat complete with an ensuite bathroom featuring a standalone shower and sleek modern finishes. The secondary bedroom is generously sized with great natural light and is conveniently located near the main bathroom featuring dual sinks, bathtub/ shower combo. Additional highlights include in-unit washer and dryer, side-by-side parking, and extra storage room within the building. HOA amenities include a sauna, bike storage, fitness area and the HOA carries earthquake insurance. Ideally located moments from Wilshire Blvd, Whole Foods, Trader Joe’s, highly rated Lincoln Middle School, the Santa Monica Promenade, Santa Monica Pier and beach, this home offers the perfect blend of comfort, convenience, coastal living and an excellent flow of ocean breeze!
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Gregory Eubanks Jr · Redfin Corporation
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,077
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,500 · Loan: $895,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,755
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
- HOA dues
- $613
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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