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ActiveCondominium

1228 18th Street D

Santa Monica, CA, 90404

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$1,065,000

MLS: 26848871

Beds

2

Baths

3

Sq Ft

1,315

Lot

0.17 ac

Year Built

1974

MLS #

26848871

Days on Market

48

Listed

Jun 17, 2026

Description

Light and bright 2-bedroom 2.5-bathroom townhouse-style condo in prime Santa Monica with great floorplan, close to many shops and restaurants. Some upgrades include newer wood-type flooring, recessed lighting, newer powder room vanity, large kitchen with garden window, full sized laundry and some stainless-steel appliances. Nice private patio off of the living room plus an additional balcony for more outdoor space, newer dual paned windows for improved insulation and quiet living, and lots of storage throughout. The downstairs has a multi=purpose room that can be used as an office/den/formal dining room. Large 1/2-bathroom downstairs. The two bedrooms upstairs are both ensuite with good-sized bathrooms, and the primary bedroom has extra closet space on two walls. very small building with only 6 units, with reasonable HOA fee and this beautiful complex underwent a $180,000 renovation not long ago. Mandated balcony repairs are being completed and can be done by close of escrow. Two side-by-side, private parking spaces in a gated underground garage plus additional storage in garage, central air conditioning and forced air heat, and is located in the famous Santa Monica school system.

Location

Santa Monica, Los Angeles County, CA 90404

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Listed by: Monte Hartman · Coldwell Banker Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,468

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $106,500 · Loan: $958,500

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$6,160
Property tax (1.25%)
$1,109
Homeowners insurance
$300
Mortgage insurance
$399
HOA dues
$500
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $37,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Santa Monica, CA 90404 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.