$1,020,000
Original list price: $1,050,000
MLS: V1-37898
Beds
3
Baths
3
Sq Ft
1,691
Lot
0.02 ac
Year Built
2023
MLS #
V1-37898
Days on Market
74
Listed
Aug 5, 2026
Description
Ocean views, a private rooftop terrace, and your own private yard all just moments from the beach and Downtown Ventura. This 1,691-square-foot, 3-bedroom, 2.5-bath townhome at The Pearl offers a combination of indoor space, private outdoor living, and walkability that is hard to find this close to the coast.The light-filled three-level floor plan features an open and inviting main living space, along with a flexible bonus room that can serve as a home office, family room, media space, playroom, or creative studio. Multiple outdoor spaces extend the living area beyond the walls of the home, including a private yard/patio ideal for dining, entertaining, pets, or simply enjoying the Southern California climate.Upstairs, the private rooftop terrace opens to clear ocean views along with views of the surrounding Ventura hills, creating a beautiful setting for morning coffee, sunset dinners, or evenings with friends.Located just a few blocks from Ventura Beach and within a short distance of Downtown Ventura's Main Street, the home puts restaurants, coffee shops, breweries, shopping, community events, the promenade, and the coastline all within easy reach.Built in 2023, the home also offers modern conveniences including air conditioning, EV charging, an owned water-softener system, and a two-car garage. With nearly 1,700 square feet of living space, flexible bonus space, a private yard, an ocean-view rooftop terrace, and an exceptionally walkable coastal location, Unit 103 offers a distinctive opportunity to enjoy the Ventura lifestyle without sacrificing space or outdoor living*Buyer is advised to independently verify all information, including but not limited to square footage, bedroom and bathroom count, permits, views, HOA information, school attendance boundaries, and proximity to beaches, restaurants, and other amenities to their own satisfaction.*
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: David Orozco Acevez · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,585
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $102,000 · Loan: $918,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,356
- Property tax (1.25%)
- $1,063
- Homeowners insurance
- $300
- Mortgage insurance
- $383
- HOA dues
- $484
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $35,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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