1231 Saratoga Avenue
Ventura, CA, 93003
$429,900
MLS: V1-33514
Beds
2
Baths
1
Sq Ft
882
Lot
—
Year Built
1971
MLS #
V1-33514
Days on Market
129
Listed
Nov 22, 2025
Description
Welcome to 1231 Saratoga Ave, a charming and inviting condo nestled in the heart of Ventura, CA. This delightful two-story residence is the epitome of comfort and convenience, offering a seamless blend of style and functionality that is sure to captivate the most discerning buyer.As you step through the front door, you are greeted by the warm embrace of hard surface floors that pave the way through the cozy living spaces. The tile flooring downstairs reflects the natural light that floods in through the windows, creating a bright and airy atmosphere that is both soothing and energizing.The heart of the home is the cozy kitchen area, where culinary creativity comes to life. It's a space that invites you to savor the aromas of home-cooked meals and enjoy the simple pleasures of everyday living. The adjacent living room is a sanctuary of relaxation, where you can unwind after a long day and bask in the tranquility of your private retreat.Ascend the stairs to the private quarters, where vinyl plank flooring in the bedrooms offers a touch of elegance and easy maintenance. The two bedrooms are a haven of serenity, providing a peaceful escape with ample space for rest and rejuvenation. The shared bathroom, conveniently located upstairs, is a testament to practical design, offering both privacy and accessibility.This condo boasts a shared garage, providing not only a secure space for your vehicle but also additional storage for your belongings. It's a feature that adds an extra layer of convenience to this already impressive home.Living in this wonderful community means enjoying the benefits of low dues without sacrificing quality or location. You are close to everything Ventura has to offer, from shopping and dining to entertainment and outdoor activities. This is a great entry-level home that doesn't compromise on the joys of homeownership.1231 Saratoga Ave is more than just a condo; it's a lifestyle choice for those who value comfort, community, and connectivity. Don't miss the opportunity to make this your new home, where every day is an invitation to live life to the fullest in a setting that is both practical and enchanting.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: McKay Barlow · Barlow Realty
Payment estimate
$3,286
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,990 · Loan: $386,910
- Principal & Interest
- $2,377
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $15,047 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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