ActiveCondominium

1267 Chalmette Avenue

Ventura, CA, 93003

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$414,500

MLS: V1-34743

Beds

2

Baths

1

Sq Ft

903

Lot

Year Built

1971

MLS #

V1-34743

Days on Market

25

Listed

Feb 20, 2026

Description

Charming 2-bedroom, 1-bath, Ventura Villa Penthouse model in the heart of Ventura. Warm and cozy feel the minute you walk in. Wood-like flooring in the living and dining rooms and hallway. Carpet in both bedrooms and dual-pane windows enhance this lovely home. Nice view out the windows of the beautiful trees. Open and airy floorplan, good-sized living room. The second bedroom has a nice walk-in closet. Shared two-car garage with own storage. Laundry facilities downstairs. Prime location within minutes of shopping, restaurants, entertainment, and freeway access. Short drive to beaches and downtown Ventura. Association amenities.

Location

Ventura, Ventura County, CA 93003

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Listed by: Gail Rocco · eXp Realty of California Inc.

Payment estimate

$3,179

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,450 · Loan: $373,050

%
Principal & Interest
$2,292
Property tax (1.25%)
$432
Homeowners insurance
$300
Mortgage insurance
$155
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $14,508 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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