4992 Shenandoah Street
Ventura, CA, 93003
$440,000
MLS: V1-35571
Beds
2
Baths
1
Sq Ft
810
Lot
—
Year Built
1976
MLS #
V1-35571
Days on Market
1
Listed
Apr 20, 2026
Description
Enjoy easy single story all lower level living in this charming 2 bedroom 1 bath condo with 810 sq ft of bright comfortable space. This home has been lovingly cared for and thoughtfully upgraded over the years with over $40,000 invested by proud owners in their first home. Step inside to find new flooring throughout, smooth scraped ceilings, quartz counter tops, newer Rheem furnace and updated smart lighting that creates a warm and inviting feel from the moment you walk in. The kitchen has been refreshed with stainless steel appliances and modern touches that make it both functional and welcoming. The bathroom has also been beautifully updated along with newer windows throughout the home that bring in great natural light.Every detail shows pride of ownership and makes this home move in ready. Whether you are a first time buyer looking to start your journey or someone looking to begin investing in real estate, this is a great opportunity in a desirable Ventura location.Enjoy being walking distance to Kohls, Sprouts, Barnes and Noble, and local coffee shops, with easy access to the 101 freeway for a smooth commute.Come see why this home feels just right the moment you walk in.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Jorge Barba Campa · RE/MAX Gold Coast REALTORS
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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