12317 Atoka
Victorville, CA, 92392
$575,000
MLS: IV26235759
Beds
5
Baths
3
Sq Ft
2,746
Lot
0.20 ac
Year Built
1993
MLS #
IV26235759
Days on Market
5
Listed
Nov 2, 2026
Description
Welcome to our spacious POOL & SPA home in the desirable Eagle Ranch community of Victorville! Built in 1993, this impressive two-story residence offers 5 BEDROOMS, 3 FULL BATHROOMS, and 2,746 SQUARE FEET of living space on an approximately 8,640-square-foot lot. Conveniently located near schools, shopping, restaurants, and commuter routes, this home offers comfort, space, and wonderful opportunities for entertaining. From the moment you arrive, you'll appreciate the attractive desert landscaping, mature trees, and inviting custom double-door entry. Step inside to soaring two-story cathedral ceilings, abundant natural light, and spacious formal living and dining rooms. The generously sized kitchen features a breakfast bar, DOUBLE OVEN, ample cabinetry, extensive counter space, and a separate breakfast nook. Opening directly to the family room, the kitchen creates a welcoming gathering space complete with a charming brick fireplace. DOWNSTAIRS features 1 BEDROOM and 1 FULL BATHROOM, offering flexibility for guests, extended living arrangements, or a home office. An indoor laundry room adds everyday convenience. Upstairs, you'll discover 4 ADDITIONAL BEDROOMS and 2 FULL BATHROOMS. The expansive PRIMARY SUITE is a true retreat, featuring a separate sitting or office area and a beautiful DOUBLE-SIDED FIREPLACE. The primary bathroom includes dual sinks, a vanity area, soaking garden tub, separate shower, and walk-in closet with built-in organizers. Two skylights illuminate the upstairs landing, adding to the home's bright and airy atmosphere. Step outside to your own PRIVATE BACKYARD OASIS! Enjoy sunny California days in the IN-GROUND SWIMMING POOL, unwind in the SPA, or entertain beneath the covered patio. Additional highlights include dual heating and air-conditioning systems, a combination of laminate, tile, and carpet flooring, and an attached 3-CAR GARAGE. With its generous floor plan, desirable downstairs bedroom, spacious primary retreat, and inviting outdoor amenities, this property offers an exceptional opportunity to make it your own. Schedule your private showing today!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: NINA ERBST · KELLER WILLIAMS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,620
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,506
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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