12322 Champlin Place
Bakersfield, CA, 93311
$1,140,000
Original list price: $1,160,000
MLS: DW26184566
Beds
4
Baths
4
Sq Ft
3,354
Lot
0.38 ac
Year Built
2020
MLS #
DW26184566
Days on Market
41
Listed
Sep 11, 2026
Description
This magnificent 4 Bedrm./4 Bth. Patina style home sits on a quiet Cul-de-sac in the gated community of Belcourt Collections. 3,354 sqft. living space offers an open-concept home featuring a chef's kitchen opening into a spacious living area, perfect for entertaining, custom quartz counter-tops to go w/a gourmet food preparation island, luxurious porcelain tile flrs. beginning at front door entry way, stretching thru out kitchen area, living rm, & Master Bedrm. Ceramic tile flrs. ground other 3 rms. Retreat to an elegant Master suite w/extra-large walk-in closet, a lavish spa-like bth., w/clear glass shower door enclosure & chriome fixtures. Jack-n-Jill bathrm. join two rms. Moreover, the home includes upgraded kitchen aid stainless steel appliances, Central AC/Heating, Indoor laundry, energy efficient tankless water heater, water softner & filtration system, surround sound home speakers (Indoor/Outdoor in garden), and includes a rare 4-car garage. Step outside to a custom heated In-ground pool/jacuzzi, extended covered patio w/built-in fireplace (Indoor/Outdoor), energy efficient solar system, fully landscaped yard, a basketball court, and wired security camera system. Potential to construct ADU in backyard through HOA approved contractor.
Location
Bakersfield, Kern County, CA 93311
Open on Google Maps ↗Listed by: Christian Abary · Homequest Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,233
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $114,000 · Loan: $1,026,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,048
- Property tax (1.25%)
- $1,188
- Homeowners insurance
- $300
- Mortgage insurance
- $428
- HOA dues
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $39,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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