12362 Kirkwood
Victorville, CA, 92392
$445,000
MLS: DW26195637
Beds
4
Baths
2
Sq Ft
2,095
Lot
0.21 ac
Year Built
1991
MLS #
DW26195637
Days on Market
44
Listed
Sep 16, 2026
Description
Welcome to 12362 Kirkwood Dr., where comfortable living and everyday convenience come together. Step inside to this 2,095 square foot home with high ceilings 2 living areas and space for a formal dining area. The 4 bedrooms and 2 full bathrooms layout offers flexibility with enough room for guest, a home office, hobbies, or any of your lifestyle needs. Outside, the low maintenance backyard with a covered patio invites you to entertain, unwind, garden, or create your own private outdooor retreat. An oversized shed provides additional space to keep you organized. Centrally located to grocery stores, restautants, shopping and within close proximity to the 15 freeway for commuters. The home also features a solar lease to be assumed by the buyer, offering the opportunity to enjoy the benefits of solar energy at a low cost. This home is eligible for up to $20,000 grant incentive to assist buyers with their down payment, closing costs, or buying down the rate.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Luisana Ruvalcaba · Keller Williams Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,644
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,713
- Property tax (1.25%)
- $464
- Homeowners insurance
- $300
- Mortgage insurance
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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