12404 N Green Tree Drive
Rancho Cucamonga, CA, 91739
$1,385,000
MLS: CV26208232
Beds
5
Baths
4
Sq Ft
3,650
Lot
0.23 ac
Year Built
2003
MLS #
CV26208232
Days on Market
2
Listed
Sep 24, 2026
Description
Honey, stop the car! You will want to see this gorgeous pool home in a prestigious neighborhood of Rancho Cucamonga, north of the 210 freeway. Enter through the iron-inlaid glass door to find soaring two-story ceilings and lots of windows that let in an abundance of natural light. Imported Italian tile with granite accents flows through the main level. Plantation shutters cover the windows and sliding door. Crown molding graces every room, upstairs and down. The formal living and dining rooms are perfect for holidays and special occasions. In the kitchen you will find granite counters, a center island with a breakfast bar, a six-burner cooktop, double ovens, a walk-in pantry, and a butler's pantry. It opens to the spacious great room with its cozy fireplace, the perfect place for catching a game. There is a large bedroom downstairs with a full bath. A sliding door opens directly to the pool. This room is ideal as a guest suite, home office, or media room. Upstairs you will find an open landing that overlooks the living room, a laundry room, and generously sized secondary bedrooms. The primary suite has a private balcony overlooking the pool, a lovely spot for your morning coffee. The primary bath offers dual vanities in cultured marble, a jetted spa tub, and a separate glass-enclosed shower with a bench. There are two walk-in closets with custom built-ins. Outdoors, you will feel as though you have checked into a private resort! A covered patio & gas fire pit invite relaxed evenings, and the huge built-in barbecue makes hosting your guests easy. The custom heated pool is the showpiece! Its stained and stamped rockwork, made from Rico Rock molds, includes a cascading waterfall and a slide. There is a heated spa, a built-in table with bench seating inside the pool, and a platform deck at the pool's entrance. Mango, avocado, and nectarine trees grow among sago palms for a private, tropical setting. There is also a four-car tandem garage with built-in storage, gated RV parking, and solar. If location matters to you, look no further! You are zoned for the award-winning Etiwanda School District, and Day Creek Park is a short walk away. The trails at the North Etiwanda Preserve and the shops and restaurants at Victoria Gardens are minutes away. The 210, 15, and 10 freeways, Metrolink, and Ontario International Airport make commuting to Los Angeles and Orange County easy. With no HOA and a backyard like this, it will not last. Do not delay!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Laura Dandoy · The Real Estate Resource Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,580
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $138,500 · Loan: $1,246,500
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,318
- Property tax (1.25%)
- $1,443
- Homeowners insurance
- $300
- Mortgage insurance
- $519
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $48,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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