12419 Luna
Victorville, CA, 92392
$409,999
MLS: PW26004896
Beds
4
Baths
3
Sq Ft
1,659
Lot
0.12 ac
Year Built
2004
MLS #
PW26004896
Days on Market
100
Listed
Jan 9, 2026
Description
4 bedrooms 3 bathrooms near to fwy 15, shopping centers and walking distance to schools.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Ruben Aldana Hernandez · First Option Realty
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $368,999
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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