12420 Mount Vernon
Grand Terrace, CA, 92313
$375,000
MLS: IG26217473
Beds
3
Baths
2
Sq Ft
1,085
Lot
0.02 ac
Year Built
1982
MLS #
IG26217473
Days on Market
6
Listed
Oct 7, 2026
Description
Ground-floor, single-story condominium in gated community. This desirable single-story condominium has no neighbors above or below. The property is located within the secure, gated community of Lido in Grand Terrace. This inviting home offers a spacious living room, a sunny breakfast nook off the kitchen, three bedrooms, and two full baths. The updated kitchen features granite countertops, tile floors, and modern appliances, while interior laundry hookups add everyday convenience. Convenient two-car garage with automatic openers. Enjoy the large private concrete patio and fenced yard—perfect for relaxing or entertaining. Community amenities include a sparkling pool and spa, tennis court, guest parking inside the gates, and additional parking outside. Ideally located near schools, shopping, and just minutes from Loma Linda University Medical Center and the VA Hospital.
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: Jim Towers · TOWERS & ASSOCIATES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,583
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $37,500 · Loan: $337,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,337
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
- HOA dues
- $415
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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