12441 Andy St.
Cerritos, CA, 90703
$1,365,000
MLS: PW26122336
Beds
4
Baths
3
Sq Ft
2,649
Lot
0.11 ac
Year Built
1970
MLS #
PW26122336
Days on Market
5
Listed
Jun 4, 2026
Description
Tucked within one of Cerritos' most sought-after neighborhoods and located in the award-winning ABC Unified School District, this expansive 4-bedroom, 2.5-bath residence offers 2,649 square feet of thoughtfully designed living space. From the moment you step inside, the dramatic raised oak-paneled staircase creates an impressive focal point, while mirrored accents reflect natural light and add a sense of openness throughout the entry and living areas. Designed for both everyday comfort and memorable occasions, the floor plan features a formal living room with fireplace, dedicated dining area, and a spacious family room that flows effortlessly into the remodeled kitchen. Here, quartz countertops, updated cabinetry, self-closing drawers, stainless steel appliances, and a versatile movable island create a space that's as functional as it is inviting. Upstairs, all bedrooms are thoughtfully situated away from the main living spaces, including a generously sized primary suite complete with a private bath, vanity area, and walk-in closet. A standout feature is the oversized bonus room - ready for movie nights, game days, a home office, or multi-generational living - with its built-in wet bar and large projection screen creating the ultimate gathering space. Plantation shutters add timeless style throughout the main level and bonus room, while central heating and air conditioning provide year-round comfort. The private backyard offers a peaceful setting for outdoor dining and entertaining, with patio furnishings included for the next owner to enjoy from day one. With direct access to a three-car garage, exceptional living space, a prime Cerritos location near top-rated schools, shopping, dining, and commuter routes, this is the kind of opportunity that rarely stays available for long. Thoughtfully updated, exceptionally maintained, and competitively priced - this home is ready for its next chapter! Submit ALL Offers!!!
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Monica Abundiz · CAZZA Realty, Inc.
Payment estimate
$10,015
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $136,500 · Loan: $1,228,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,781
- Property tax (1.25%)
- $1,422
- Homeowners insurance
- $300
- Mortgage insurance
- $512
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $47,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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