12441 Mountain Trail Street
Moorpark, CA, 93021
$869,950
MLS: SR26180187
Beds
4
Baths
3
Sq Ft
1,970
Lot
0.16 ac
Year Built
1986
MLS #
SR26180187
Days on Market
9
Listed
Aug 20, 2026
Description
Location, Location, Location!!! Welcome to 12441 Mountain Trail St. Moorpark! The home is situated in a highly desired neighborhood and is across the street from Mountain Meadows Park, Creekside ll Community Pool and is walking distance to Mountain Meadows Elementary School. FIX & SAVE!! This spacious, 2 story Cosmetic Fixer is very livable and offers an excellent opportunity for a buyer ready to bring their vision and personal style to life. Featuring 4 bedrooms, 2.5 bathrooms, and nearly 2,000 sq. ft. of living space on an approximately 7,000 sq. ft. lot (one of the biggest lots in the community). This home offers a great floor plan and plenty of potential. The light filled living room features soaring ceilings and a cozy fireplace, while the separate dining room provides an inviting space for gatherings. The kitchen offers tile countertops, stainless steel appliances, a breakfast nook, and a convenient breakfast bar, and opens to a comfortable family room. Additional features include newer HVAC and updated dual pane windows. All four bedrooms are located upstairs, including a generously sized primary suite with his-and-her closets and a private en-suite bathroom featuring dual sinks. The secondary bedrooms are nicely sized and share a full hall bathroom, with a convenient guest bath located downstairs. Step outside to a backyard shaded by mature trees with an expansive patio area, offering plenty of space to relax, entertain, or create your own outdoor retreat. With some imagination and updates, this backyard has the potential to become a wonderful private oasis. A gated front courtyard and direct-access two-car garage add to the home's appeal. An excellent opportunity to own a spacious home in a great Moorpark neighborhood and make it truly your own!
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Richard Collins · RE/MAX One
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,709
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $86,995 · Loan: $782,955
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,031
- Property tax (1.25%)
- $906
- Homeowners insurance
- $300
- Mortgage insurance
- $326
- HOA dues
- $145
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $30,448 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Moorpark, CA 93021 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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