12444 Osprey
Victorville, CA, 92392
$530,000
Original list price: $560,000
MLS: HD26128974
Beds
5
Baths
3
Sq Ft
3,318
Lot
0.17 ac
Year Built
2007
MLS #
HD26128974
Days on Market
94
Listed
Jun 12, 2026
Description
Priced to Sell — Don’t Miss This Opportunity! The price has been reduced with one goal in mind: to get buyers’ attention and make this home an opportunity you don’t want to miss. Once you see the condition, care, and pride of ownership throughout this home, you’ll quickly understand why it stands out as one of the best values available in the area. The location is another major plus — conveniently close to schools, shopping, and everyday amenities, with easy access to the I-15 freeway for commuters. If you’ve been waiting for the “perfect” time to buy, consider this: the market doesn’t always give you the opportunity to combine a great price with favorable financing options. There are creative ways to make homeownership work, and the right opportunity may be closer than you think. Don’t wait for the market to tell you when to buy. Take a look now, explore your options, and see if this could be the home you’ve been waiting for. The price is right. The opportunity is here. The time to take a look is now!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Diane Flores · Dee-Lux Realty, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,097
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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