12445 Reata
Apple Valley, CA, 92308
$545,000
MLS: DW26159996
Beds
4
Baths
3
Sq Ft
2,622
Lot
0.48 ac
Year Built
1992
MLS #
DW26159996
Days on Market
44
Listed
Jul 31, 2026
Description
Welcome to Spring Valley Lake Equestrian Estates! This single-story home features 4 bedrooms, 2.5 bathrooms, and a bonus room ideal for an office, guest room, or playroom. Situated on a 21,000 sq. ft. lot with direct access to equestrian trails, the home offers an open-floor plan, abundant natural light, a spacious kitchen with a center island, breakfast bar, and dining area, plus a family room with a fireplace. The primary suite includes a cozy fireplace, walk-in closet, and backyard access. Enjoy the expansive backyard with a newer covered patio, oversized 2-car garage, and ample driveway parking. Resort style living with a private lake, boating, fishing, beaches, parks, equestrian facilities, riding trails, clubhouse, dog park, and nearby shopping and dining. Don’t miss this opportunity — schedule a tour today!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Marie Jimenez · Century 21 Allstars
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,395
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $54,500 · Loan: $490,500
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,185
- Property tax (1.25%)
- $568
- Homeowners insurance
- $300
- Mortgage insurance
- $204
- HOA dues
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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