12520 Norton
Chino, CA, 91710
$1,250,000
MLS: WS26130966
Beds
7
Baths
6
Sq Ft
3,415
Lot
0.45 ac
Year Built
1952
MLS #
WS26130966
Days on Market
131
Listed
Jun 16, 2026
Description
Exceptional opportunity in the heart of Chino! Situated on an expansive approximately 0.45-acre lot, this spacious 3,415 sq. ft. home offers 7 bedrooms and 6 bathrooms with a versatile floor plan ideal for multi-generational living, extended households, or investment purposes. Previously utilized as a multi-occupancy residence, the property offers excellent income-producing potential and flexible living arrangements. Generously sized bedrooms provide ample space and comfort, while the functional layout accommodates a variety of lifestyle needs. The home does require some TLC, home presents an excellent opportunity for buyers looking to add value through cosmetic updates and personal improvements. Additional features include a three-car garage, RV access, abundant parking, and a fully paid-off solar system for enhanced energy efficiency and reduced utility costs. The expansive backyard offers endless possibilities for outdoor entertaining, recreation, gardening, or future enhancements (buyer to verify all development and expansion possibilities with the City). Conveniently located near schools, shopping centers, parks, restaurants, and major freeways, this property combines space, functionality, and exceptional upside potential. A rare opportunity for homeowners and investors alike—don't miss out!
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: PING YAN · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,799
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $125,000 · Loan: $1,125,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,728
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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