12545 Melody
Rancho Cucamonga, CA, 91739
$1,099,000
MLS: IV26102904
Beds
4
Baths
4
Sq Ft
3,148
Lot
0.18 ac
Year Built
2007
MLS #
IV26102904
Days on Market
25
Listed
May 12, 2026
Description
Welcome to 12545 Melody Dr, a residence that truly checks all the boxes, nestled within the highly desirable gated community of Rancho Etiwanda Estates. Situated on a prime corner lot, this thoughtfully designed 4-bedroom, 3.5-bathroom home offers 3,148 square feet of living space on an expansive 7,933 square foot lot. From the functional floor plan to the drought-tolerant landscaping, this home delivers the perfect blend of comfort, style, and long-term enjoyment. Designed with convenience in mind, the home features a spacious primary suite downstairs complete with dual sinks and private access to the backyard, perfect for stepping outside to enjoy fresh morning air. The first floor also includes a formal living room filled with natural light, two additional downstairs bedrooms, a dedicated full bathroom, and ample hallway cabinet storage. In addition, the layout offers a formal dining area adjacent to the open-concept kitchen and secondary family room, creating an ideal space for both everyday living and entertaining. The kitchen features a large island with seating, making it perfect for Sunday brunches or family BBQ gatherings. Ample cabinet storage provides plenty of room for kitchen essentials and small appliances, while the granite countertops and backsplash add both style and functionality. The five-burner stovetop is thoughtfully positioned across from the living area, allowing you to stay connected while preparing meals. Just off the kitchen, Your backyard door leads to the well-designed, low-maintenance backyard, ideal for relaxing or hosting guests. Upstairs, the loft offers a flexible space that can serve as a home office, media room, or secondary family retreat for memorable movie nights. The second floor also includes built-in storage cabinets, an additional full bathroom, and a generously sized bedroom that provides guests with privacy and comfort during their stay. Residents of Rancho Etiwanda Estates enjoy breathtaking mountain views and sweeping city light scenery, making morning and evening walks both peaceful and picturesque. Be sure to look out for upcoming open house dates and times, you will not want to miss this opportunity.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: ADRIAN MENESES · EINSTEIN REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,398
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,356
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
- HOA dues
- $185
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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