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ActiveSingleFamilyResidence

12583 15th Street

Yucaipa, CA, 92399

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$499,000

MLS: OC26221221

Beds

3

Baths

2

Sq Ft

1,076

Lot

0.56 ac

Year Built

1952

MLS #

OC26221221

Days on Market

3

Listed

Oct 12, 2026

Description

Over half an acre of flat land in Yucaipa with mountain views and a single-story home. The lot is 24,600 sq ft, 82 feet wide by 300 feet deep, with room for RVs, boats, trailers, a big garden, or your next project.  Out back is a former detached garage with an attached 2-car carport. The garage has been partially stripped and is a natural candidate for an ADU conversion (home office, guest space, or rental income). There's also a storage shed with a covered side area.  The 1952 house needs updating and is priced to reflect it, so your money goes into the finishes you pick. A lot this size may support a future SB9 lot split, and the property is on public sewer.Sold as-is. Tax records show 2 bedrooms and 1 bath. Renovation financing available through FHA 203(k) and HomeStyle programs for qualified buyers to completely customize and transform this home! Buyer to verify square footage, lot size, and bedroom and bathroom count, and to confirm ADU and lot split potential with the City of Yucaipa.

Location

Yucaipa, San Bernardino County, CA 92399

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Listed by: Eric Moreno · Real Broker

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,116

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,109
Property tax (1.25%)
$520
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Yucaipa, CA 92399 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.