12615 Waynoka Road
Apple Valley, CA, 92308
$420,000
MLS: HD26206297
Beds
3
Baths
2
Sq Ft
1,472
Lot
0.41 ac
Year Built
1986
MLS #
HD26206297
Days on Market
13
Listed
Sep 21, 2026
Description
Welcome to Apple Valley! This charming home has paid off solar and located within minutes of shopping and resturants. The 3 bedroom 2 bath home has been updated in the kitchen and is now open to the living room with a large kitchen island and new cabinets and quartzs counter tops. New appliances and lighting. Floors have been replaced with laminite flooring, along with newly double pain windows make this home ready for you and eficient. The garage was converted into additional space but not added to the square footage and was not permitted. The sellers bought it this way. Landscaped front and back with grass and cross fenced. The above ground pool stays and has a deck. A new liner was replaced last year. If your looking for a home that has been taken care of and you just want to drop your bags come take a look at this adorable home and make it yours.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Stefeney DeForge · First Team Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,492
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,597
- Property tax (1.25%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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