1262 Gina Drive
Oxnard, CA, 93030
$625,000
MLS: V1-39056
Beds
3
Baths
3
Sq Ft
1,344
Lot
0.07 ac
Year Built
1977
MLS #
V1-39056
Days on Market
12
Listed
Oct 2, 2026
Description
Welcome to 1262 Gina Drive, a beautifully updated 3-bedroom, 2.5-bath condo offering 1,344 sq ft in the Cabrillo Park community of North Oxnard, a VA-approved community. Bright, inviting, and move-in ready, this home offers stylish updates and features that are hard to find in condo living.The welcoming living room features a cozy fireplace and recessed lighting and flows into the dining area with built-in cabinetry and additional counter space. French doors open directly to the private backyard, creating a wonderful indoor-outdoor connection.The recently remodeled kitchen features white shaker cabinetry with soft-close cabinets and drawers, light countertops, a patterned tile backsplash, and stainless steel appliances, including a gas range. A convenient pass-through window keeps the kitchen connected to the living area.All three bedrooms are located upstairs, along with an updated hall bathroom. The downstairs half bath has also been refreshed, and light-toned luxury plank flooring runs throughout the home.A standout feature is the spacious private backyard, an unexpected find in condo living. A covered gazebo creates a dedicated space for outdoor dining, entertaining, or relaxing, while patio space, lawn, mature landscaping, and fruit trees, including persimmon and Asian lemon, add character. Fully enclosed for added privacy, there's still room to garden, personalize the space, or simply enjoy your own outdoor retreat.An attached two-car garage with laundry plus a two-car driveway provides generous parking, storage, and everyday convenience.Enjoy a convenient North Oxnard location close to parks, shopping, restaurants, schools, and everyday amenities. Local beaches are just a short drive away, along with The Collection at RiverPark for additional shopping, dining, and entertainment. Easy access to Highway 101 makes getting to Ventura, Camarillo, and surrounding areas convenient.Cabrillo Park residents also enjoy access to a community pool and spa.A wonderful opportunity for a first-time buyer or anyone looking for the ease of condo living without giving up private outdoor space, parking, and the features that make a property truly feel like home.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Veronica Lake · RE/MAX Gold Coast REALTORS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $62,500 · Loan: $562,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,895
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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