12623 Kiowa
Apple Valley, CA, 92308
$519,000
MLS: HD26170392
Beds
—
Baths
—
Sq Ft
1,862
Lot
0.43 ac
Year Built
1953
MLS #
HD26170392
Days on Market
87
Listed
Aug 4, 2026
Description
Excellent investment opportunity in the heart of Apple Valley! This well maintained triplex offers immediate rental income with three occupied units and a strong rental history.The property features two approximately 475 sq ft units 1 bedroom, 1 bath and one Approximately 912 sq ft 2 bedroom, 2 bath unit with a one car private garage. Recent improvements include a new roof (approximately 2 years old) updated bathrooms, new flooring, new water heaters and a recently serviced septic system. A shared laundry room with washer and dryer adds convenience for tenants The owner pays water and trash, while tenants pay gas and electricity. Mature trees attractive curb appeal, and ample parking enhance the property's appeal. Conveniently located near shopping, schools and commuter routes, this property is ideal for investors seeking stable income with future upside potential.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Sharon Cannon · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,219
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,900 · Loan: $467,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,183
- Property tax (1.25%)
- $541
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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