12631 Garfield Street
Victorville, CA, 92392
$479,000
MLS: HD26218167
Beds
5
Baths
3
Sq Ft
2,541
Lot
0.14 ac
Year Built
2006
MLS #
HD26218167
Days on Market
19
Listed
Oct 9, 2026
Description
SELLER-PAID BUYER INCENTIVES AVAILABLE! From assistance with closing costs to a potential interest rate buydown, seller contributions may help bring your homeownership goals within reach. Subject to buyer qualification, lender approval, seller contribution limits, and acceptable terms. 5 BR/3BA two-story home in Victorville. 2,541 sq ft, downstairs bedroom, upstairs loft and 3-car garage. Built in 2006. Updated 5-bedroom, 3-bathroom home in Victorville offering 2,541 square feet of living space, a downstairs bedroom, an upstairs loft, and an attached 3-car garage. Built in 2006 on a 6,000-square-foot lot, this two-story home features completed interior and exterior improvements, multiple living areas, and a flexible floor plan. The main level includes formal living and dining areas, a downstairs bedroom and full bathroom, and a separate family room with fireplace. The kitchen features a center island, walk-in pantry, freshly painted cabinets, updated hardware, a new faucet and garbage disposal, and new appliances. A new sliding glass door provides access to the backyard. Upstairs, the loft offers additional living space suitable for a home office, media room, or other uses. The primary suite includes two walk-in closets, dual sinks, and a separate tub and shower. Two additional bedrooms, a full bathroom, and an upstairs laundry room complete the second level. Recent improvements include fresh interior and exterior paint, new baseboards, updated outlets and switches, interior doors and hardware, ceiling fans, light fixtures, and refreshed bathroom vanities with updated faucets, lighting, and mirrors. Flooring improvements include carpet in the upstairs areas and bedrooms, tile in the bathrooms and laundry room, and laminate flooring in common areas. Also, an HVAC system replacement took place in 2022. The 6,000-square-foot lot includes front and backyard area, along with a covered rear patio. Located on Garfield Street near Dos Palmas Road in Victorville, this property combines generous interior space, a downstairs bedroom, multiple living areas, and completed improvements. With five bedrooms, three full bathrooms, an upstairs loft, and a 3-car garage, the layout offers several options for everyday living and use of space.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Charlotte Volsch · Volsch Enterprises, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,940
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,900 · Loan: $431,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,961
- Property tax (1.25%)
- $499
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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