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ActiveDuplex

1264 Massachusetts

San Bernardino, CA, 92411

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$542,999

MLS: HD26219721

Beds

—

Baths

—

Sq Ft

1,300

Lot

0.17 ac

Year Built

1926

MLS #

HD26219721

Days on Market

11

Listed

Oct 8, 2026

Description

Great Investment Opportunity with Three Separate Living Spaces! Discover the potential of this versatile property, currently registered as a duplex and featuring three separate living spaces, including a garage conversion. Whether you’re an investor looking to expand your rental portfolio or a buyer seeking a flexible living arrangement, this property offers plenty of possibilities! All three living spaces have been freshly painted and feature their own full bathrooms. The main unit offers one bedroom, one full bathroom, a comfortable living area, and a kitchen space. The studio-style unit includes a full bathroom and equipped with a sink, refrigerator, and microwave. The converted garage provides an additional one-bedroom living space with a full bathroom, living area, and kitchen space. The property also offers parking for approximately five vehicles, a valuable feature for a multi-unit property. Conveniently located near shopping centers, dining, major freeways, and everyday amenities, making commuting and daily errands a breeze. An excellent opportunity for investors or buyers looking for a property with multiple living spaces. Property is being sold in its present condition.

Location

San Bernardino, San Bernardino County, CA 92411

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Listed by: Yesenia Ibarra · Keller Williams High Desert

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,453

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,300 · Loan: $488,699

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,384
Property tax (1.25%)
$566
Homeowners insurance
$300
Mortgage insurance
$204
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,005 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92411 (San Bernardino)within ±10% of this home's price and size.

Local Market Stats

See San Bernardino, CA 92411 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.