12650 Cobalt
Victorville, CA, 92392
$439,000
MLS: CV26163683
Beds
3
Baths
3
Sq Ft
2,012
Lot
0.17 ac
Year Built
1990
MLS #
CV26163683
Days on Market
1
Listed
Jul 27, 2026
Description
Welcome to this beautiful two-story home in one of the most desirable and growing areas of Victorville. This home offers spacious bedrooms plus a versatile den, perfect for a home office or extra space for your family. From the moment you walk in, you’ll feel the open layout, high ceilings, and natural light that make the home feel warm and inviting. The kitchen features granite countertops, plenty of cabinet space, and a breakfast bar that connects perfectly with the family room, ideal for everyday living and family gatherings. The primary bedroom is your private retreat, with its own balcony, perfect to enjoy your mornings or unwind at the end of the day. Step outside and fall in love with the large backyard, designed for entertaining, with custom stonework, mature landscaping, and a covered gazebo, perfect for carne asadas, celebrations, and creating unforgettable memories with family and friends. You’ll also enjoy a spacious 3-car garage with extended driveway parking, currently set up as a functional workspace or studio, ideal for extra flexibility and easily adaptable back to a full garage if desired. Conveniently located near shopping, schools, parks, and the Mall of Victor Valley, with easy access to the I-15, 395, and 215 freeways for commuters, making daily life and travel simple. Homes with this much space, flexibility, and outdoor living don’t come around often. This could be the one your family has been waiting for. Welcome Home!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Faviola Nieves · PROSPERITY REAL ESTATE & ASSOC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,440
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,518
- Property tax (1.25%)
- $457
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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