$439,900
MLS: PW26233582
Beds
3
Baths
2
Sq Ft
1,872
Lot
0.14 ac
Year Built
2004
MLS #
PW26233582
Days on Market
10
Listed
Oct 29, 2026
Description
ASSUMABLE VA LOAN AT 4.625% RATE!! Non-veteran buyers may qualify.. Contact the Listing Agent for details. POSSIBLE 4th Bedroom. Welcome to this stunning Victorville gem nestled in a highly sought-after neighborhood! From the moment you arrive, you’ll appreciate the beautifully maintained landscaping and inviting curb appeal that set the tone for this exceptional home. Offering nearly 1,900 square feet of living space, this residence features 3 spacious bedrooms, an additional bonus room perfect for an office or flex space, and 2 full bathrooms. Step inside to discover an airy open floor plan highlighted by soaring vaulted ceilings and an expansive formal living area designed for both comfort and style. The heart of the home seamlessly flows into the kitchen, complete with gorgeous countertops, a large center island with bar seating, walk-in pantry, and an abundance of cabinetry and prep space — ideal for entertaining family and friends. The oversized primary suite is a true retreat, featuring a generous walk-in closet and a luxurious en-suite bathroom with dual vanities, a relaxing soaking tub, and a separate glass-enclosed shower. Situated on a .14-acre lot, the property also includes a 3-car garage, a spacious backyard with lush grass, a covered patio for outdoor gatherings, and so much more. This beautiful home is move-in ready and a must-see!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Hojin Lim · Kozi Realty & Investments Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,605
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,990 · Loan: $395,910
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Victorville property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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