1300 Saratoga Avenue 604
Ventura, CA, 93003
$375,000
MLS: V1-35159
Beds
2
Baths
2
Sq Ft
963
Lot
0.02 ac
Year Built
1974
MLS #
V1-35159
Days on Market
17
Listed
Mar 13, 2026
Description
Calling all investors & first time home buyers! Come check out this ground level, move-in ready condo located in the popular 'Peppertree' community! LOWEST PRICED 2 BED/2 BATH CONDO CURRENTLY ON THE MARKET IN VENTURA! Some of the home's features include luxury vinyl plank flooring, Milgard dual pane windows, smooth ceilings, and in-unit laundry! The kitchen has clean white cabinets, stainless steel appliances, and decorative backsplash! Both bathrooms were previously remodeled, with a tub in one of them, and a shower in the other! There is a private fenced patio off of the living room, and a 1 car detached garage plus 1 assigned parking spot! The HOA dues cover water, trash, and sewer. The Peppertree community HOA amenities feature an indoor pool & spa, tennis court, fitness room, and BBQ area! Centrally located near shopping, dining, hiking/biking trails, Ventura Government Center, and just minutes to the beach! This one is sure to go fast so schedule your showing today!
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Patrick Fossati · RE/MAX Gold Coast REALTORS
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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