12680 Oxford
La Mirada, CA, 90638
$775,000
MLS: PW26216491
Beds
2
Baths
2
Sq Ft
1,183
Lot
0.05 ac
Year Built
1974
MLS #
PW26216491
Days on Market
7
Listed
Oct 13, 2026
Description
Welcome to this updated and move-in ready townhome in one of La Mirada's most desirable and established communities. Offering the perfect blend of affordability, comfort, and convenience, this home is ideal for first-time buyers, downsizers, or anyone looking for low-maintenance living without sacrificing space. Step inside to find a thoughtfully refreshed interior featuring hard-surface flooring throughout, creating a clean, modern look that's both stylish and easy to maintain. The functional floor plan offers comfortable living spaces filled with natural light, while the updated finishes allow you to move right in and start enjoying your new home. Outside, enjoy your own private backyard retreat—perfect for planting a garden, enjoying your morning coffee, entertaining friends, or simply unwinding after a long day. The 2-car garage provides convenience and additional storage, while the HOA offers desirable community amenities, including a pool, greenbelt areas, walking paths, and recreational spaces for residents to enjoy. Located in the heart of La Mirada, you'll appreciate being close to shopping, restaurants, coffee shops, parks, schools, and everyday conveniences. Commuters will enjoy easy access to major freeways connecting Los Angeles and Orange County, making this an excellent location for those who work throughout Southern California.
Location
La Mirada, Los Angeles County, CA 90638
Open on Google Maps ↗Listed by: Judy Ha · Blackrock Inv & Finance
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $77,500 · Loan: $697,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,829
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
- HOA dues
- $325
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this La Mirada home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See La Mirada, CA 90638 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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