12690 Mar Vista
Apple Valley, CA, 92308
$739,000
MLS: IG26047093
Beds
5
Baths
4
Sq Ft
3,683
Lot
0.43 ac
Year Built
2006
MLS #
IG26047093
Days on Market
47
Listed
Mar 3, 2026
Description
Experience the ultimate in high-desert luxury with this stunning 5-bedroom, 4-bathroom estate, where panoramic views meet unparalleled craftsmanship. This Apple Valley gem welcomes you with rich hardwood flooring and elegant granite countertops throughout. The expansive floor plan is designed for modern living, featuring a convenient main-floor bedroom and an upstairs layout that is nothing short of spectacular. The primary master suite is a true sanctuary, spanning the entire length of the home with his-and-her walk-in closets, while a newly added second mini-master upstairs ensures comfort and privacy for guests or family. Every additional bedroom on the second level also features its own walk-in closet, providing ample storage for everyone. The exterior of this property is a private oasis designed for both relaxation and grand-scale entertaining. Crowned with an advanced solar infrastructure, the home maintains a climate of absolute comfort even on the brightest days, marrying architectural elegance with a commitment to renewable sophistication.. Step out onto the brand-new, fully lit patio cover that leads to a beautifully landscaped yard, complete with a soothing waterfall feature and a cozy fire pit perfect for crisp evenings. As the sun sets, the property transforms into a resort-style retreat with decorative night lights illuminating the entire perimeter. For the hobbyist or organized homeowner, the backyard includes a dedicated shed fully equipped with lights, while the massive 4-car garage and spacious RV parking provide plenty of room for all your vehicles and toys. Located just minutes from the equestrian center, local parks, premier shopping, and dining, this home offers the perfect balance of peaceful seclusion and community convenience.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Reginald Armstrong · REALTY ONE GROUP ROADS
Payment estimate
$5,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,900 · Loan: $665,100
- Principal & Interest
- $4,086
- Property tax (1.25%)
- $770
- Homeowners insurance
- $300
- Mortgage insurance
- $277
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $25,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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