127 S Ramona B
Monterey Park, CA, 91754
$739,000
MLS: TR26135272
Beds
4
Baths
3
Sq Ft
1,325
Lot
0.47 ac
Year Built
1980
MLS #
TR26135272
Days on Market
48
Listed
Jun 26, 2026
Description
This exceptional 4-bedroom, 3-bathroom townhome offers the best of Monterey Park living. Enjoy unparalleled convenience with the ability to walk to all major amenities at Fatman Ding Plaza. The interior has been newly remodeled, providing a fresh, modern, and immediate move-in experience. Located in a gated community for added safety, the unit boasts a spacious 1,325 sq ft floor plan. Financially, it’s a winner: benefit from low property taxes and a remarkably low HOA of just $180/month (Water/Trash included). This property’s combination of top schools, prime location, low costs, and recent upgrades makes it an ideal opportunity for both families and smart investors. Some photos have been virtually staged.
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Tianlun Jiang · RE/MAX Galaxy
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,805
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,900 · Loan: $665,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,279
- Property tax (1.25%)
- $770
- Homeowners insurance
- $300
- Mortgage insurance
- $277
- HOA dues
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $25,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Monterey Park, CA 91754 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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