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ActiveTownhouse

888 S Garfield

Monterey Park, CA, 91754

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$698,000

MLS: WS26155983

Beds

3

Baths

2

Sq Ft

1,436

Lot

0.03 ac

Year Built

1978

MLS #

WS26155983

Days on Market

19

Listed

Jul 17, 2026

Description

This lovely renovated move-in-ready townhouse offers bright and low-maintenance living. The bright and open-concept floor plan features a spacious living room with soaring vaulted ceilings and a cozy fireplace, flowing into a chef’s kitchen with brand-new appliances, premium cabinetry, and a sleek breakfast bar island. Upgrades also include brand-new luxury vinyl flooring and two bathrooms. The multi-level layout places two versatile bedrooms on the first floor, while the entire second floor is dedicated to a private primary suite with a walk-in closet and a peaceful retreat. Complete with an attached 2-car garage and laundry hookup, this home belongs to a well-maintained community whose HOA covers water, trash, and pool. Enjoy an effortless commute with fast access to the 10 and 60 freeways, schools, parks, shopping, and dining—making this turnkey gem a must-see for first-time buyers and investors alike!

Location

Monterey Park, Los Angeles County, CA 91754

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Listed by: YU MEI TIEN · YU TIEN, BROKER

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,606

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,800 · Loan: $628,200

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$4,037
Property tax (1.25%)
$727
Homeowners insurance
$300
Mortgage insurance
$262
HOA dues
$280
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $24,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 91754 (Monterey Park)within ±10% of this home's price and size.

Local Market Stats

See Monterey Park, CA 91754 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.