12721 Royal Oak Court
Yucaipa, CA, 92399
$610,000
MLS: IG26059800
Beds
4
Baths
3
Sq Ft
2,164
Lot
0.34 ac
Year Built
1997
MLS #
IG26059800
Days on Market
15
Listed
Mar 19, 2026
Description
Cul-de-Sac Home in the Heart of Yucaipa | No HOA | Low Taxes | Move-In Ready Welcome to this beautifully maintained home located in the heart of Yucaipa on a quiet cul-de-sac street, offering just under 2,200 square feet of comfortable living space. Featuring 4 bedrooms and 3 bathrooms, this home is ideal for flexible living, multi-generational needs, or anyone looking for extra space. Step inside to find new carpet throughout, creating a fresh, move-in ready interior with a functional, open layout perfect for both everyday living and entertaining. Enjoy a private backyard retreat with a tranquil pond and mature fruit trees, offering shade, character, and a peaceful outdoor setting. This home checks all the boxes with NO HOA and low taxes, helping keep monthly costs down—plus easy freeway access for commuters. Conveniently located near top-rated schools, parks, shopping, and great restaurants, this property offers the perfect blend of comfort, convenience, and location. Quiet neighborhood | Cul-de-sac location | No through traffic | Turnkey condition | Prime Yucaipa location Seller has already secured their replacement home, creating a great opportunity for a smooth and timely closing. Don’t miss your chance—schedule your private showing today.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: Joey Foglio · COLDWELL BANKER KIVETT-TEETERS
Payment estimate
$4,537
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,000 · Loan: $549,000
- Principal & Interest
- $3,373
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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