12724 Algonquin
Apple Valley, CA, 92308
$415,000
MLS: IV26230082
Beds
3
Baths
2
Sq Ft
1,228
Lot
0.41 ac
Year Built
1985
MLS #
IV26230082
Days on Market
4
Listed
Oct 26, 2026
Description
Welcome to this charming single-story, ranch-style home located at 12724 Algonquin Rd, Apple Valley. Featuring low-maintenance landscaping, cross-fencing, a two-car garage, and a carport with side patio, this home offers comfort and convenience. Step inside to a spacious family room with a cozy fireplace that flows into the kitchen, complete with quartz countertops, an upgraded backsplash, a stainless steel gas range, and dishwasher. The adjoining dining area features a sliding glass door leading to the backyard patio. Additional upgrades include updated flooring, ceiling fans, and a covered patio—perfect for relaxing or entertaining. ** The wall separating the second and third bedrooms has been removed, creating one larger, open space. Both bedrooms still have their original doors and closets, allowing the space to be easily converted back into two separate bedrooms. Seller is willing to reinstall the dividing wall at buyer’s request**
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: ROSA LEONE · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,454
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,566
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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