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ActiveSingleFamilyResidence

12756 Andy Street

Cerritos, CA, 90703

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$1,188,888

MLS: OC26155831

Beds

4

Baths

2

Sq Ft

1,427

Lot

0.13 ac

Year Built

1971

MLS #

OC26155831

Days on Market

18

Listed

Jul 17, 2026

Description

Welcome home to 12756 Andy Street! A beautifully updated home situated across from beloved Heritage Park. This tranquil and inviting family home sits on a secluded lot with unmatched curb appeal, only one direct neighbor, and offers beautiful landscape in both the front and back yards.  This home features 4 bedrooms and 2 bathrooms with the primary suite located on the back of the home for ultimate privacy. The home has been cared for by the same family since new.  When you walk into the remodeled kitchen, you’ll enjoy the large sense of scale, the beautiful kitchen island and clean design philosophy with crisp white countertops and top-quality cabinetry. The interior had been recently painted top to bottom, with thoughtful touches throughout.  The backyard is a serene retreat with an oversized awing off of the back sliding door, a welcoming shade tree, and beautiful quality hardscape, making it a perfect place to enjoy the afternoon or entertain family and friends.  Of course, the home features central air, double-paned windows, an architectural glass and iron front door, and lovely neutral-toned tile floors throughout. As mentioned, 12756 Andy is situated across from the beloved Heritage Park, making it an exclusive gem and outstanding location within the neighborhood.  This house is a rare, high-quality offering in a low-turnover neighborhood and is centrally located with easy walkability to the very best Cerritos has to offer: the Center for the Performing Arts, Cerritos High School, Don Knabe Community Regional Park, Cerritos Towne Center, and Cerritos Farmers Market every Saturday morning. When you see the home, you will know this is the one you’ve been searching for.

Location

Cerritos, Los Angeles County, CA 90703

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Listed by: Brett Bashore · The L3

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,860

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $118,889 · Loan: $1,069,999

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,876
Property tax (1.25%)
$1,238
Homeowners insurance
$300
Mortgage insurance
$446
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $41,611 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Cerritos, CA 90703 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.