ActiveSingleFamilyResidence

13132 La Jara

Cerritos, CA, 90703

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$1,129,000

MLS: RS26114537

Beds

4

Baths

2

Sq Ft

1,462

Lot

0.13 ac

Year Built

1971

MLS #

RS26114537

Days on Market

17

Listed

May 27, 2026

Description

It is with 4 bedrooms and 2 baths, vaulted ceilings in the living room, enclosed patio, corner lot, in the most desirable area of Cerritos. Leal Elementary School, Tetzlaff Middle School, and Cerritos/Whitney High School. Newer kitchen countertop, as well as engineered wood, laminate flooring in bedrooms. This quiet and spacious single level home has direct access to the attached garage. Guava, Wax Apple, Dragon Fruit trees in the backyard. A shed offers extra storage space. Close to parks, library, performing art center, markets, restaurants, and shopping centers.

Location

Cerritos, Los Angeles County, CA 90703

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Listed by: Victor Liu · Partners Real Estate Group

Payment estimate

$8,335

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $112,900 · Loan: $1,016,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,436
Property tax (1.25%)
$1,176
Homeowners insurance
$300
Mortgage insurance
$423
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $39,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Cerritos, CA 90703 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.